Protecting your most valuable financial asset – you!

Your ability to work and earn is your most valuable financial asset. For over a century we have been a leader in helping dental professionals safeguard their income if the unexpected happens.


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  • Find out instantly just how little it costs to protect your most important asset
  • Use our online service for a simple, fast and hassle-free application process
  • Choose from one of our highly rated* plans
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*All our plans have a four or five star rating from Defaqto.

What is income protection insurance?


Your income is your life’s financial foundation—it pays for everything you need and enjoy. Income protection insurance helps you to protect your most important asset – you, and your ability to work and earn an income.

If you cannot work because of an illness or injury, your income protection insurance plan gives you a regular benefit to help replace the income you lose.

Your income protection plan gives you the financial freedom, at a difficult time, to be able to maintain your lifestyle without having to deplete your savings, relying on your family or the state for financial support.

Do I need income protection insurance?


Your income protection plan, just like any other insurance, is a back-up plan. Nobody buys income protection insurance hoping to have to use it. However, having a back-up plan to protecting your life plans before anything happens, is a good idea.

No matter who you are or who you work for, if you can’t work, then at some point, your income is likely to reduce or even stop but your bills and other financial commitments won’t. Your back-up plan means you can rest easy knowing if the worse were to happen, your income is covered and you can concentrate on your recovery, however long or short that may be.

Why choose Dentists’ Provident


1

Our members are our most important asset

Dentists’ Provident is owned by its members –dental professionals. Our founders’ vision was of a company owned by its customers and focused not on profits but on the interests of the dental profession. For over 110 years, we have remained true to these principles and the profits we make are either given back to our members or reinvested for their benefit.

2

We are specialists

We are the only insurer in the UK focusing exclusively on the dental profession. We provide income protection insurance only and nothing else. Being owned and run by dental professionals, we have unparalleled insight into the dental profession and what professionals like you need. Our insight, focus and commitment come together to delivering a single, well-structured proposition specifically for dental professionals.

3

We believe in doing things the right way

Dentists’ Provident is built on a foundation of mutual. Doing right by our members, not just today but in years to come, has been the biggest contributor to our longevity and success. Our position as an industry leader, consistently low levels of complaints and high claim payment rates are a testament to the benefits of doing things properly. We believe in keeping our promises and being there when you need us.

 

Our plans


Our plans are the result of close collaboration between dental professionals and insurance experts. Our focus is on bringing you high quality, value for money products. We are confident that you will find a plan that is right for you, whatever your professional circumstances.

Income security plan

Designed for:
  • Dentists
  • Maxillofacial surgeons
  • Maximum cover £7,800/month
  • Inflation protection of benefits and claims done
  • Guaranteed premiums (subject to conditions) clear
  • Benefits payable until plan end date done
  • Share of our annual surpluses done
MORE INFO

Select income protection plan

Designed for:
  • Dentists
  • Maxillofacial surgeons
  • Hygienists
  • Therapists
  • Technicians
  • Maximum cover £6,500/month
  • Inflation protection of benefits and claims done
  • Guaranteed premiums (subject to conditions) done
  • Benefits payable until plan end date done
  • Share of our annual surpluses clear
MORE INFO

Essential protection plan

Designed for:
  • Dentists
  • Maxillofacial surgeons
  • Hygienists
  • Therapists
  • Technicians
  • Maximum cover £6,500/month
  • Inflation protection of benefits and claims done
  • Guaranteed premiums (subject to conditions) done
  • Benefits payable until plan end date clear
  • Share of our annual surpluses clear
MORE INFO

Being there when you need it most


We have supported our members through a number of different scenarios. Our case studies are for illustration purposes only and not based on real individuals. They are not designed to provide financial advice, nor are they intended to make any recommendations regarding the suitability of our plans for a particular individual.

VIEW CASE STUDIES
Dentists’ Provident have been amazing since I was diagnosed with a brain tumour. Having been a member for more than 15 years, I had previously questioned whether I needed to keep my income protection, and I am so glad I stayed. Dentists’ Provident were certainly there when I needed them. No question about it.

Dentists' Provident member

Having a career ending condition at the age of 40 is not something anyone expects. Dentists’ Provident have always been very helpful and made the claiming process very straightforward. They treated me with thought and compassion. I always recommend income protection and I am the perfect example of why dentists need it.

Dentists' Provident member

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Next upcoming event


Visit us on stand C61 at the BDIA Dental Showcase, 14-15 March 2025 at ExCeL London

Our next exhibition is the BDIA Dental Showcase in March, where we look forward to meeting anyone interested in becoming a member or members wanting to discuss their plans.

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Latest news


Are you protecting your posture from injury?

Are you protecting your posture from injury?

Isabel Johnston considers the impact of musculoskeletal injuries on the dental profession and what prevention and protection can be done.

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Dentists’ Provident supports Income Protection Action Week campaign

Dentists’ Provident supports Income Protection Action Week campaign

As a leading income protection provider for the dental profession, Dentists’ Provident are supporting the annual Income Protection Action Week (IPAW) running from 23-27 September 2024.

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2024 Annual General Meeting

2024 Annual General Meeting

Our 2024 Annual General Meeting will be held at 91-94 Saffron Hill, London, EC1N 8QP on Friday 24th May 2024 at 12.00 pm. This will give our members an opportunity to have their say on important matters affecting their Society.

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