Claims statistics

Dentists’ Provident is a leading provider of income protection insurance to dental professionals.

For more than a century we have helped our members achieve financial security during periods of illness or injury. We are the only insurer in the UK focusing exclusively on dental professionals and are proud to be an integral part of the dental profession. We specialise in income protection and nothing else.

Member owned

We are a member owned, not for profit mutual, run by dental professionals for dental professionals. Our members remain at the very heart of everything we do and, most importantly, the reason we do it. We are there when our members need us, from university and through into retirement.

Our 2025 claims statistics

We take enormous pride in how we conduct our day to day business. Our members have placed their trust in us to be there when they need us most and this is why it is so important to be fully transparent about our claims statistics.

VIEW OUR CLAIMS STATISTICS (PDF)

Our claims in 2025

£4.5m
Total benefits paid to members
50
Average age of claimants
916
Total number of claims paid
£87,859
Largest claim paid
27
Age of youngest claimant

Claims by age

Claims by age chart 2025

Claims by incapacity

Claims by incapacity chart 2025

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Example of claims paid to individual members in 2025

A dental professional in their early 50s was unable to work for six months due to back issues which required surgery. Our plan provided them with invaluable financial support during their recovery.

A dental professional in their early 40s dislocated their shoulder in a skiing accident. They were unable to work for six weeks and our plan supported them until they were fit to return to work.

A dentist in their mid 40 was diagnosed with cancer following a routine examination. Following a course of treatment lasting eight months, they returned to work on a part time basis before resuming full time work after a further three months. Our income protection plan provided them with much needed financial security throughout this difficult time, first with our core benefits and then with our partial return to work benefits.

A dentist in their late 20s suffered from mental health issues due to family pressures and had to take nearly three months off work. Our income protection plan supported them whilst they received specialist support that enabled them to make a successful return to work.

VIEW CASE STUDIES

Claims received and paid

We pay the vast majority of the claims that we receive.

2025
New claims paid 770
New claims declined* 12
Percentage of new claims paid 98.5%

* New claims were declined because: The claimant did not meet the definition of incapacity (8). Their condition was not covered by their plan (2). A failure to disclose important information during application/claim (0). Other plan rules were not met (2).

Importance of income protection

Your clients’ income is the financial foundation of their lives – it pays for everything they need and enjoy. Income protection insurance helps them protect their most important asset – Them and their ability to work and earn an income.

Their income protection plan, just like any other insurance, is a back-up plan. Nobody buys income protection insurance, hoping to have to use it. However, having a back-up plan to protect their life plans before anything happens, is a good idea.

No matter who they are or who they work for, if your clients can’t work, then at some point, their income is likely to reduce or even stop but their bills and other financial commitments won’t. Their back-up plan means they can rest easy knowing if the worse were to happen, their income is covered and they can concentrate on their recovery, however long or short that may be.

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