Testimonials

Your ability to work and earn is your most valuable financial asset. For over a century we have been a leader in helping dental professionals safeguard their income if the unexpected happens.

Your income protection plan, just like any other insurance, is a back-up plan. Nobody buys income protection insurance, hoping to have to use it. However, as the following real member stories show, having a back-up plan to protecting your life plans before anything happens, is a good idea.

AW – A member of Dentists’ Provident

“Dentists’ Provident have been amazing since I was diagnosed suddenly with a brain tumour in 2020. Having been a member for more than 15 years, I had previously questioned whether I needed to keep my income protection, and I am so glad I stayed. Dentists’ Provident were certainly there when I needed them. No question about it.

“What makes Dentists’ Provident stand out for me the most is their wonderful service. Everyone I spoke to was kind and there was no hesitation in supporting me. They didn’t bombard me with questions, pressurise me to produce reports or query evidence in the middle of such a traumatic time, instead they proactively worked with my doctors and accountant to gather the information they needed.

“The financial support enabled me to keep my family commitments and ensured I kept my practice running. Throughout my phased return, Dentists’ Provident has been there for me, and I am very grateful to have not felt pressurised in any way, as I have returned to practice. I also like the fact it’s owned by us, the members, and that my premiums don’t go up just because I claimed.

“When I meet young dentists, I now often tell them all about Dentists’ Provident. When you are young, you often think you’re invincible, but you never know if you will get a life-threatening problem. As self-employed dentists – dentistry is all we do. Whether you break your arm or something more serious happens, you need income protection to keep your finances healthy.

“Thank you again for being so kind to me throughout these past 18 months.”

CK – A member of Dentists’ Provident

“I joined Dentists’ Provident in 1964 one year after qualifying and consider it one of my better decisions.

“As a general practitioner, income protection cover was essential and I was lucky only to have the one claim following a hip resurfacing in 1997. Dentists’ Provident settled my claim quickly and without fuss – very important at a time of physical and financial pain.

“However, the almost totally unexpected benefit came when I converted to Commuted Membership (now called Lifetime Membership Plan) in 2000. This diverted my monthly premiums solely towards investment benefits and the returns over the years, now that I am 81, have been impressive.

“Through a minor input into post graduate clinical education, I have, in recent years, mentioned Dentists’ Provident to a fair number of new graduates and have been surprised how unaware the vast majority were of the many advantages of membership.”

SC – A member of Dentists’ Provident

“Dentists’ Provident have been amazing over the years and I’m forever grateful I signed up with them during my vocational training. While I have claimed for the expected minor ailments over the years, it never occurred to me that osteoarthritis of the hands would put an end to my career as a dentist so early on.

Dentists’ Provident were there when I needed them. They went above and beyond for me and I’m so grateful I kept my policy over the years. I dread to think of the outcome for me and my family if I didn’t have the financial security their income protection plan has given me.

Dentists’ Provident gave a far superior service to my other insurer, they truly think of what is best for their members, and their staff have given me such great care – both financially and emotionally.”

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