Claims statistics

Dentists’ Provident is a leading provider of income protection insurance to dental professionals.

For more than a century we have helped our members achieve financial security during periods of illness or injury. We are the only insurer in the UK focusing exclusively on dental professionals and are proud to be an integral part of the dental profession. We specialise in income protection and nothing else.

Member owned

We are a member owned, not for profit mutual, run by dental professionals for dental professionals. Our members remain at the very heart of everything we do and, most importantly, the reason we do it. We are there when our members need us, from university and through into retirement.

Our 2024 claims statistics

We take enormous pride in how we conduct our day to day business. Our members have placed their trust in us to be there when they need us most and this is why it is so important to be fully transparent about our claims statistics.

VIEW OUR CLAIMS STATISTICS (PDF)

Our claims in 2024

£4.9m
Total benefits paid to members
49
Average age of claimants
995
Total number of claims
£87,880
Largest claim paid
27
Age of youngest claimant

Claims by age

Claims by incapacity

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Example of claims paid to individual members in 2024

An associate in their late 20s suffered cardiac issues that prevented them from being able to work for nearly six months. Our income protection plan supported them during this time and having engaged well with treatment, they were able to make a complete return to work.

An employed dentist in their 40s was unable to work as a result of work-related mental health issues. Our income protection plan supported them whilst they accessed the help they needed to be able to return to work.

An associate in their 20s suffered a fracture as a result of a cycling accident, and was unable to work for three months. Our income protection plan supported them during the initial recovery and throughout their rehabilitation period until they were able to resume their full-time responsibilities.

An associate dentist in their 30s could not work for three weeks after experiencing mental health issues due to ongoing health problems. With our assistance, they were able to source the help they needed to recover and return to work.

VIEW CASE STUDIES

Claims received and paid

We pay the vast majority of the claims that we receive.

2024
New claims paid 852
New claims declined* 22
Percentage of new claims paid 97.5%

* New claims were declined because: The claimant did not meet the definition of incapacity (13). Their condition was not covered by their plan (3). A failure to disclose important information during application/claim (0). Other plan rules were not met (6).

Importance of income protection

Your income is your life’s financial foundation — it pays for everything you need and enjoy. Income protection insurance helps you protect your most important asset – you, and your ability to work and earn an income.

Your income protection plan, just like any other insurance, is a back-up plan. Nobody buys income protection insurance, hoping to have to use it. However, having a back-up plan to protecting your life plans before anything happens, is a good idea.

No matter who you are or who you work for, if you can’t work, then at some point, your income is likely to reduce or even stop but your bills and other financial commitments won’t. Your back-up plan means you can rest easy knowing if the worse were to happen, your income is covered and you can concentrate on your recovery, however long or short that may be.

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