Our plans

You can apply for our plans by clicking here.

Our online application process is quick and easy. Once we receive your application, we will call you for a health and lifestyle interview to collect the information we need to decide on the most suitable terms and conditions for your plan.

You can also apply for our plans through your independent financial adviser or by completing a paper application. You can obtain an application pack by contacting our member services team here.

We are not allowed to give you financial advice, which means we can’t recommend whether or not our plans are right for you. If you don’t have a financial adviser or would prefer to speak to us directly, we are of course happy to answer any questions you may have to help you make your own decision.

As you would expect from a member owned organisation, your interest always come first and never more so than when you need to make a claim. We understand that when you are unwell, the focus should be on getting better. Our approach to claims is proportionate and we have designed our claims process to be simple and straightforward.

Once you have completed your claim form, simply ask your doctor to complete the confidential medical certificate at the back. Return your fully completed claim form to us along with the evidence of your income and we’ll take care of the rest. If you need help our claims team is only a phone call away.

Have a question about applying or making a claim?