Nilesh Prashant

Nilesh qualified eight years ago. After completing his foundation training, he has continued working in general practice. Nilesh and his young family recently moved to Hampshire where he started work in a town centre multi-disciplinary practice.

With a young family Nilesh was concerned about the effect of a long term illness on the household finances and chose Dentists’ Provident for his income protection needs. He opted for the Select income protection plan as he wanted flexible and high quality cover with the peace of mind of having guaranteed premium rates.

Nilesh earns £100,000 a year and has gone for the maximum cover based on his income of £4,500 a month. To help keep the cost of cover down, he chose a waiting period of 1 week, which means he would only be able to claim benefits after he was ill or injured for more than a week.

Since Nilesh was worried about a long term illness, he chose his plan to end when he was 65 years old and for his cover to be linked to inflation.

Nilesh pays a monthly premium of £111.54 for his cover.